1 thought on “How do credit people pack themselves into professional credit managers?”

  1. Credit practitioners often have face -to -face contact with customers. The overall quality of credit personnel is an important reason for reaching results. So how can we improve negotiation efficiency in a short time and let customers think that you are a professional credit manager?
    step 1
    -The first impression effect —
    The good appearance is the beginning of success. According to research surveys, 62%of people will care Impression will make the development of credit work half -effective. The appearance here is not how extraordinary appearances are, but the overall feeling created by people when interviewing with customers.
    The picture comes from the photo network
    1. Keep a positive and optimistic attitude. Good emotions can be contagious. Customers will laugh because of your good emotions, and will also be sad because of your bad emotions.
    The picture comes from the photo network
    2. A set of fit, high -quality suit, and solid shirt. It is a reason for people to use clothes and horses to wear horses and saddles.
    The picture comes from the photo network
    3. Classbuls, folders, laptop computers, etc. A series of tools supported by credit personnel will highlight your professionalism, and prepare several companies to introduce and introduce business introduction. As you introduce your own products, let the customer understand that the customer answered patiently when there is doubts to increase the customer's favorability of you.
    The picture comes from the photo network
    4. With a small gift with a company logo. Sending a small gift for the first time, most customers must be very happy to choose practical small gifts. Customers can often use it. The price is not too expensive, mainly to play the effect of company brand promotion.
    step 2
    -Hang Chengshi and Qian Nuo Qianjin —
    Almost all customers will put the honesty of the credit personnel first, but the honesty and honesty of the company are still greater Differential, customers think that honesty is more understandable as "sincerity and real". This may be both a quality and a skill.
    The picture is derived from the photo network
    The state of "honesty" can be effectively selected and trained. The appearance is too clever and the aura is not necessarily a very good phenomenon, which will give customers a sense of unstable and lack of security.
    The best state is "enough stability". It is best to look a little stupid. Of course, it is not really stupid. The meaning here means that you do n’t have any cleverness to write on your face. In this way, credit personnel who have such appearance are often easy to succeed, which is closely related to his appearance.
    Of course, in terms of quality, we must also do diligence and trustworthy, and what we say with customers must be done. Effective resources are introduced to you, and the resources are often higher than the resources you run.
    step 3
    -Poetry of the belly with poetry qi —
    The appearance is the basis for constructing customers' first impression of your first impression, and your own knowledge reserves are you to make the credit industry deeply The upper building. There is a poetic and poetry of the belly. People like to move closer to talented people. As a credit person, after expanding their knowledge capacity, customers who face different professionals and different personalities can have a rich talk and cultivate their own inclusive. Skills, professional credit manager.
    The picture comes from the photo network
    1. First of all, the most basic is to have a clear understanding of the business process and risk control process of their own company. If you don't know, the customer will think you are very unprofessional.
    2. Secondly, reserve certain business knowledge and financial knowledge. Commercial knowledge can help understand the development of different industries. For customers in different industries, business knowledge can help creditors and customers build a bridge for communication. And financial knowledge can understand some basic terms and improve the professionalism of creditors. When you usually learn knowledge, you can effectively distinguish the content of the credit exhibition industry.
    3. Then there is a national policy. The national policy affects the future economic direction. When talking to customers, it interspersed with several national policy points in combination with its own products, and the quality of communication with customers can increase.
    4. In addition to learning some industry knowledge, you can also read some classic Chinese classic books. Fortunately, good books can cultivate their own sentiments. Although some people have read a lot of books, they are not very impressive. In fact, every word you have read has been integrated into your flesh, and subtly affects your values. The way of behavior, the book in the book has its own golden house, the value of knowledge is far from the value of knowledge. More important than knowledge itself.
    It can achieve the above three steps, so it is already successfully packaging themselves into credit practitioners who are full of inside and outside. How to achieve professional professional specifications?
    ION Credit is a mobile lending management tool tailored for credit practitioners, which can realize the full process of pre -loan, medium and post -loan to assist credit practitioners, objectively evaluate customer lending risks, and avoid customer fraud. Let the creditors work more and more!
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